Business Insider article Musical instrument insurance covers a wide variety of musical instruments.
There are insurance policies covering your guitars, violins, pianos, saxophones, and more.
But you can also cover a whole range of musical instrument types, including acoustic guitars, electric guitars, stringed instruments, basses, and drums.
There’s even a comprehensive policy for electric guitars and other electric instruments.
Here’s a quick look at how different types of musical products can be covered.
If you own a guitar, consider your policy.
There is a $1,500 deductible.
If your instrument costs more than $10,000, you can use your policy to cover up to $3,000 in deductible.
If you buy an acoustic guitar or electric guitar, you need to choose a policy with a $3-3,500 out-of-pocket deductible.
A lot of acoustic guitars are covered with a lifetime warranty, which will pay for any replacement parts you might need to replace the guitar.
A lifetime warranty covers up to five years of instrument use and repair.
A guitar’s price is a great starting point.
It’s usually cheaper than buying a new instrument, so the cost of an instrument will vary depending on the type of product you own.
You can find a good deal on acoustic guitars at Guitar Center or Ebay, but you can usually find a cheaper deal on strings.
If an instrument costs less than $200, the policy covers it.
You might pay less for a violin than an acoustic.
If the instrument is a cheap guitar, it might cost less than a guitar for the same price.